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Similarly, buyers in Portugal mainly use Multibanco, a post-payment solution that allows them to pay for their purchases after ordering, directly from an ATM. In Germany, for example, consumers favor direct debit rather than bank cards, using solutions such as Sofort or Giropay.
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But if it is obvious in France to register your bank card on the Internet, it is a completely different reality in other countries, even bordering ones. Online interactions are increasing, and transactions are thus crossing physical borders. Means of payment: the new challenge for merchants Companies around the world sell their products across the globe, and buyers jostle on sites and marketplaces hosted around the world. In 2021, e-commerce represents more than 13% of retail trade, and continues to grow, favored by repeated confinements. Today, technology is speeding up this process even further, making it possible to find and order products, all while paying with an often pre-registered card.
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It is no longer necessary to browse shopping malls in search of the latest trend or to queue at the checkout to satisfy your shopping desires. Much more than a simple technological tool, the Internet has profoundly changed consumer trends. It was therefore necessary to find solutions to meet these new challenges and electronic payment has become essential in almost all countries of the world.Äigitalization and pandemic: a favorable context
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Risk characterization on population showed that RQs of CaCO3 exposure through ingestion was greater than one (RQs > 1), and ECR of TSP exposure through inhalation was greater than one (ECR 1) and carcinogenic exposure of TSP in ambient air was greater than 10 -4 (ECR).MAXIM - While we were locked up at home, deprived of physical interactions, the digital economy has established itself as the new commercial space, on a global scale. While, TSP content in ambient air at point 1, 2 and 3 are 0.024 mg/m 3, 0.054 mg/m 3 and 0.113 mg/m 3 respectively. Result: The averange of water hardness (CaCO3) value was 207,906 mg/L with maximum 530 mg/L and minimum 111 mg/L. Respondents were subjected to anthropometric surveys for body weight, ingestion rate, exposure times, exposure frequency and duration time. Human sample (respondent) was selested from inhabitant whose well water was taken and near the location of air sample. Each ground water sample and ambient air sample will be measured their hardness (CaCO3) parameter and Total Suspended Particle (TSP) content. Environmental sample in this research is 32 well’s water of inhabitant and ambient air sample. Materials and Methods: The method of this research was descriptive observational, that have two kind of sample which is environment and human. The purpose of this research was to observ environmental health risk from ground water and air that probably contain limestone in Grenden Village. The health risk of CaCO 3 exposure from ground water and air could be studied applying Environmental Health Risk Assessment (EHRA). However, in spite of remarkable contribution towards economic development, some adverse impacts have been noticed such as the health risk among the inhabitant around limestone areas, because limestone contains of chemical which largely contains of calcite (CaCO 3). Background: Grenden is a village at Jember, East Java, Indonesia that have limestone area, which also have a lot of industrial and quarry limestone.